Dealing with wind storm damage claims can be a real hassle, depending on your insurance. This type of damage claim deals specifically with physical damage to your personal property and belongings from wind.
The damage can be extensive or might be something like a limb that fell on your car. It's a vast category. Take a look at these simple steps for more information about how this type of claim might work.
First, we need to clear up the detail that wind damage and water damage are not the same things. It is possible that wind damage could lead to water damage, but these are still two separate categories.
The wind damage is the damage that occurs because of the wind. This could be to your roof, your siding, your vehicle, or other personal property. The water damage is the damage that occurs when wind damage leaves you exposed and vulnerable.
For the purpose of noting strong winds, these are typically defined as any wind that exceeds 50-60 MPH, so find a source that tracks and measures wind speeds to help document the cause of damage if necessary.
Every insurance is different. In fact, in some areas where storms are relatively frequent, you might have to pay extra to include wind damage coverage on your policy. If you haven't checked your policy recently, this could be a good time to do so.
If you have wind storm damage, check with your insurance to see how you need to proceed and just what will be covered. Remember that you might need a separate claim for wind damage and water damage, depending on your situation.
Check your coverage and find out what will be required to process your wind storm damage claim. A great restoration company can help you through this process.
One of the first steps of your claims process will be having a restoration company provide you with an estimate and inspection for your claim.
This is where a company will come look at the damage and determine what they believe will be necessary to restore your space. The company will draw up a detailed estimate that includes the repairs and the expected costs.
This will need to go to your insurance company to be reviewed and get the claims process going. Once again, a reliable company is going to make themselves available to work through this process with you.
Finally, once you get the basic details squared away and get your claim started, the restoration process can begin.
If you find yourself facing wind storm damage claims and need a reliable restoration company, give us a call at Restoration Xperts. Our insurance claims team will help you navigate the claims process and go to bat for you to get your damage covered.
We've been handling wind damage, water damage, and more for 25+ years. We truly are the Xperts in the field. We are here for emergency services or any time that you need us!