Blog Archives

Returning to Florida and Finding a Water Damage or Mold Problem

This is the time of year in Florida when many part time residents return to their houses or condominiums, after they have been away for an extended period of time.  Sometimes they open the door to their home and have

Posted in Mold Removal, Water Damage

Do I Have To Use A Contractor That An Insurance Company Referred To Me?

If you were to have a “Water Loss” or a “Fire” at your house, one of the first things that a property owner is probably going to ask, is “Who is going to do the repairs to my home?”. If

Posted in Fire Damage, Mold Removal, Water Damage, Wind Damage

Water Damage? Should I Call My Insurance Agent?

Insurance claims for property damage can be complicated and confusing for most property owners.  Although most people think of hurricanes with regards to an insurance claim, the most common cause for property losses in Florida, is water.  Water damage losses

Posted in Water Damage

Building Code Issues and The Restoration Contractor

The restoration of a property is sometimes accomplished with relative smooth scheduling and production, but often times, “building code” issues can add substantial delays to a project. The most common scenario that comes to mind, is when there is a

Posted in Fire Damage, Insurance Claims, Mold Removal, Water Damage, Wind Damage

What Is The “Cause of Loss?”

It is not uncommon for a property owner that has had an insurable loss at their property, to hear the term “cause of loss” being used by the insurance adjuster, the carrier, or the contractor that is restoring the property. 

Posted in Fire Damage, Water Damage, Wind Damage

What Is Mitigation?

According to FEMA, the Federal Emergency Management Agency, “Mitigation is the effort to reduce loss of life and property by lessening the impact of disasters. Mitigation is taking action now—before the next disaster—to reduce human and financial consequences later” When

Posted in Insurance Claims, Water Damage

Where Did the Water Come From?

Terminology can sometimes be misleading. What might appear to you to be a flood in your home, might actually be termed a “Water Loss” by your insurance carrier, and the difference might well be a denied claim, or a covered

Posted in Water Damage, Wind Damage

Should I Perform All of the Repairs That Were Paid By My Insurance Company, Or Should I Forgo Some or All of The Repairs and Keep The Money?

Let’s face it, there’s a bit of larceny in everyone’s heart.  After all, the insurance company has sent their adjuster to your home, and you have received a check in the amount of $9,000, and you think that you can

Posted in Water Damage

What is the 14 day rule regarding water losses?

In recent times, insurers have been writing into their policies, language that would cause a claim denial, if a water leak has gone on for more than 14 days. This denial is said to include leaks that are obvious or

Posted in Water Damage

Mold Contamination and Removal in South Florida

Mold in the home and workplace has become a hot topic for property owners everywhere, especially in Florida, where heat and humidity can encourage rapid growth of mold contamination. For mold to grow, three components are required: food, water, and

Posted in Mold Removal, Water Damage
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